Welcome to lake life at its finest, and at a price that will genuinely surprise you! Nestled in the heart of a warm, welcoming community where golf carts outnumber cars and neighbors actually know each other's names, this charming 3-bedroom, 2-bath home is your ticket to everything the Lake of the Ozarks has to offer without the price tag you'd expect. Perched at the 30-mile marker in a deep-water, protected cove with stunning views of the 4 Corners area, this property checks every box: a lake view, your very own private dock with a swim platform just steps away, a private yard, a detached garage, and plenty of space for hosting. Inside, you'll find vaulted ceilings, luxury vinyl plank flooring, and a layout that feels clean, bright, and move-in ready from the moment you walk through the door. Step outside and you're minutes away from some of the lake's most beloved waterfront restaurants, including Papa Chubby's, Larrywood, Paradise, and Captain Ron's. Whether you're dreaming of a full-time lake home, a weekend escape, or a smart investment in a community people fall in love with and never leave, 965 Four Waters Drive in Sunrise Beach is the rare find that makes it all possible.